Having moved away from the checkout at Lidl recently, I noticed two large boxes of assorted fruit and vegetables in the corner. They were out of the way and easily missed, but a bargain at only £1.50 a box.
I didn’t get one at the time, but I might buy one quite often as they’re such good value. Something to check out before shopping, rather than after. It’s good that food which otherwise might go to waste is being used in this way.
One blemish on an apple doesn’t mean you throw the whole apple away, as I keep telling my children.
Note: If you shop at Lidl regularly, don’t forget to get their app to save money and get great offers.
In the UK, the HMRC allows you transfer £1,250 of your personal tax allowance to your husband, wife or civil partner. This reduces the overall amount of tax you pay as a couple, and it can be backdated for a number of years. It’s a genuine scheme that may benefit some (but not all) couples, although they don’t advertise it very well.
It’s easy to claim this via the HMRC website, or (as we did recently) by telephone. The only problem we encountered was a long wait to get through to someone, but when we did they were very helpful.
There’s nothing to pay, and possibly lots to gain.
Beware googling ‘marriage tax allowance’. Some shyster firms will charge you for applying (they try to look official), but it’s FREE to apply. Follow our guide and the correct links below to do it safely and at no cost.Source
Unfortunately, there are many companies who offer to do it for you, and charge you up to (and sometimes over) 50% of any backdated tax refund. This could be over £500 for something you can easily do yourself, they simply require the same information you have to give HMRC. They are totally legal scams.
Note: I’m not an accountant and this post isn’t financial advice, merely pointing out something you might benefit from and a danger to be aware of. Please do your own homework and make your own financial decisions.If you find my blog posts helpful you might like to Buy Me a Coffee.
My vocation as a Salvation Army Corps Officer centres on being a pastor and preacher, but (inevitably) there are other duties and roles I have to undertake and fulfil as a Minister of Religion responsible for a worship and community centre in Wallsend. One that doesn’t sit comfortably with me is that of administration and particularly accounting, but it’s a role I have to fulfil in the absence of a treasurer (although I have an excellent Corps Secretary who works with me as a volunteer).
The finance system the Salvation Army uses goes by the wonderful name of Agresso, and is soon to have an upgrade to SAASY (Salvation Army Accounting SYstem) at the start of the new financial year. Today I attended a training day for the new web-based system, with an excellent buffet lunch provided by my Divisional Headquarters. By the end of the excellent training day my eyes had well and truly glazed over, but only because I can only deal with finance in small doses.
So, what’s my initial verdict? Well, it’s a lot for everyone to get their heads around, but I think (ultimately) it will be an improvement all round. I just feel sorry for those who prefer to do their accounting in a ledger with a pen!
This blog is important to me, and I know that many have been encouraged by it, especially the devotional posts. I seek to provide an independent and personal space to share an eclectic mix of content, which will always be free.
If you appreciate my varied content, you might like to Buy Me a Coffee to enjoy in a coffee shop while I write. Many thanks, John.